You are submitting a request to be matched with one of the third-party Lending partners and/or debt relief partners in Lending Tower, LLC’s (“LT”) network. To offer and contract with you, these third-party providers are required by law to provide you with certain communications, notices, disclosures, information and other materials (“Communications”). These third-party Lending partners and/or debt relief partners must obtain your consent in order to provide you with these Communications electronically. You are similarly electronically agreeing to the Terms of Service associated with LT.

1. CONSUMER CONSENT. By submitting your request to be matched with a Lending partner and/or debt relief provider, you affirmatively consent and agree to receive all Communications required under law electronically. These Communications may be delivered to you via email or online at the website of LT and/or the third-party lending service provider, or third-party debt relief provider. You further affirmatively consent that your electronic signature on agreements and documents has the same effect as if you signed them in ink.
2. SCOPE OF CONSENT. Your consent provided in Section 1 to receive Communications and to do business electronically applies to your request to LT to be matched with third party Lending partners and debt relief service providers. Your consents also search to all online interactions between you and the third-party Lending partners and third-party debt relief service providers, including those conducted via mobile devices. They also search to your communications with LT.
3. WHAT YOU NEED – HARDWARE AND SOFTWARE REQUIREMENTS. In order to access and retain the Communications electronically, you will need the following:

• • Internet access through a browser that includes 128-bitencryption. Recommended browser standards
  • are Microsoft Internet Explorer 8.0 and above, Mozilla Firefox 3.6 and above, Safari 7 or above.
  • Access to an email account
  • Adobe Acrobat Reader 6 or above
  • A printer or the ability to print the Communications
  • Long term storage device (such as your computer’s disk drive) to retain a copy of the Communications

4. REQUESTING PAPER RECORDS. You may request paper copies of any Communications at no charge to you by contacting the third-party Lending partners and/or third-party debt relief service provider directly. Their contact information can be found on their website. You may also request paper copies of any communications or documents that you receive from LT by contacting LT via its website and specifically requesting the paper forms.
5. WITHDRAWING YOUR CONSENT. Because your consent may be required for some third-party Lending partners and/or debt relief partners to respond to your request and return loan and debt relief options, your consent may not be withdrawn during the matching process. However, if you are matched with one or more third party Lending partner or debt relief service provider, you may withdraw your consent to do business electronically directly with those third-party Lending partners or debt relief service providers.
6. CONTACT INFORMATION. You should keep third party Lending partners/debt relief service providers and LT informed of any changes to your contact information. You may update such information by logging into the third-party Lending partner’s or third-party debt relief service providers website or by sending the providers and LT a written update by (electronic) mail.
7. LEGAL EFFECT. BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDING PARTNERS OVER THE INTERNET.