Fast approval, typically within 24 hours.
Available 24/7 (800) 481-1821- Advertiser Disclosure
- Better Business Bureau: A+ verify
Who We Are
We help lower monthly payments or combine them into one manageable payment.
With access to a wide range of lending partners, we provide quick, unsecured personal loans—faster than most banks or brokers.
Our Process
With years of experience, we’ve simplified the process.
View Your Rate.
Discover your ideal loan rate in minutes. Simply answer a few quick questions.
Choose Your Plan.
Explore a range of plans tailored to your needs. Compare options and select with confidence.
Receive Your Funds.
Get your funds quickly, securely, and without the hassle—straight into your account.
Payment calculator
See how much you could save on your credit card balances*
*include all credit card debt
*Rates as low as 5.99%
*Up to 5 years
| Current Track |
|
|
|---|---|---|
| Est. monthly payment: | $600 | $500 |
| Repayment terms: | 3 Years | 5 Years |
| Total interest costs: | $5,000 | $3,500 |
Save $1,500 in total interest and $100 a month!
min. payments
$517/mo
lending
tower
$201/mo
Explore your options
*explore without hurting your credit score.
Borrow With Confidence
Credit Challenges? We’ve Got You Covered
Credit Challenges?
We’ve Got You Covered
Whether your credit is strong or still rebuilding, our partners offer solutions designed to help you move forward.
Loans by Credit Score
*Based on funded loans on our platform through September 2025.
Services
Use the funds on whatever you want—no restrictions.
Medical
Expenses
College Debt
Wedding
Budget
Home
Improvements
Car Expenses
Car Expenses
Home
Expenses
Travel &
Leisure
REAL-WORLD RESULTS
We let our customers
speak for us.
I initially considered going to a bank for a loan, but the experience with Lending Tower turned out to be much more favorable. The process was straightforward and user-friendly. After finding a loan that suited my needs, the entire process felt seamless.
Mark
Cedar Creek, TX
The people were very helpful and the interest was a lot less than I was expecting. I got the money in just a couple of days.
Carl
San Diego, CA
Our support elevates your journey every step of the way.
Click to call 24/7
Service was excellent. Fast and simple. Levi helped out tremendous. Got me some loan options and I picked the right one for me.
Alfredo
Irvine, CA
Real Reviews
See What Others Have to Say
Frequently Asked Questions
Am I eligible to apply for a personal loan?
Anyone in the United States over 18 years old with a valid social security number can apply for a loan at Lending Tower. If you already have an eligibility ID, you can check your rate here, or simply start a new application online. If you have questions, our loan advisors are simply a call away.
How will I receive my personal loan funds?
Once your application is approved your personal loan funds will be deposited directly into your account in as little as 24 hours.
How quickly will I receive my loan funds?
At Lending Tower, we understand the importance of speed when it comes to your personal finances. Once your loan application is approved, your funds will be deposited into your account in as little as 24 hours and up to a maximum of 48 hours.
Is there anything I can’t use my loan for?
Broadly speaking, our personal loans are quite flexible in that you can use them to consolidate debt, improve your home, cover medical costs, auto expenses, moving expenses, wedding financing, vacation funding, and more. Once you’ve made an application, a lending specialist will call you to confirm the purpose of your loan. Loan funds must be used for the express purpose they have been provided for and are subject to government and industry laws and regulations.
How much do I have to pay each month?
This depends on your loan amount and interest rate. You can use the loan calculator to get an idea of how much you’re likely to pay every month. With Lending Tower, you get some of the best rates in the market, starting as low as 5.99%. If you don’t have your loan rate, you can easily check it with your eligibility ID or by starting a new application. You can also simply call us at (800) 481-1821. Our loan advisors are available to help you 24/7.
Knowledge is power
Learn more about loans & debt consolidation
