How It Works

Lending Tower guarantees you a simplified loan application process with 100% transparency to help you make an informed decision

At Lending Tower, we aim to put all the information at your disposal, including your rate and all available loan offers so that you can select the best option for your needs. Unlike other loan consultants, we believe in objective advice and a fully transparent process.

We’re one of the few companies around that uses technology to simplify the loan process. What does this mean for you? In a nutshell, you can check your rate and finish your loan application online, within just a few minutes — all without ever leaving your couch! Here’s how.

Step

Check Your Rate

The first step is to check your interest rate. Doing this does not affect your credit score.

If you’ve received a mail offer from Lending Tower with an eligibility ID or access code, you can enter it here to get your interest rate. If you don’t have an eligibility ID, that’s absolutely fine. Simply start a new application by answering a few basic questions or call us at (800) 481-1821 24/7.

Lending Tower offers you some of the most competitive interest rates on the market, starting as low as 5.99%.

Step

Choose a Plan

Once you’ve checked your rate or completed a new application, a lending specialist will reach out to you to confirm the details you’ve provided. They will then present you with multiple loan offers tailored to your specific needs. You can discuss your offers in detail with your loan advisor and weigh the pros and cons of each to select the best option for your needs.

At Lending Tower, we work with over 40 trusted lending partners across the U.S. to aggregate the most competitive offers and rates for you.

Step

Receive Your Funds

If you meet all lending partner requirements, you are approved to receive your loan. You will receive the funds in your designated account in as little as 24 hours and up to a maximum of 48 hours.

We’re With You Every Step Of the Way

At Lending Tower, your goals are our goals. Whether you’re looking to consolidate debt, secure personal financing, or lower your monthly payments, our loan advisors are committed to helping you achieve that on your terms. They’re available 24/7 for answers to common questions. We promise to attend to any inquiry quickly and without delay so that you can move forward with confidence and certainty. Reach out today!

The operator of this website, Lending Tower, LLC provides loan referral services but does not make personal loan or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any Lending partner and does not endorse or charge you for any service or product.

Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the Lending partner. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36-month life of the loan.

Checking your rate generates a soft inquiry on your credit report, which is visible only to you. Individual Lending partners may perform a hard inquiry that could affect your credit score when you submit an search for credit.

The information you provide will be shared with Lending partners and third parties in order to process your request.

Lending Tower is a Licensed Consumer Finance Lender in CA, #60DBO-144904 and in UT as a Consumer Lender.

For residents of the State of California only: Lending Tower, LLC - California - DFPI Financing Law License NMLS ID 2395767

Click here for the NMLS Consumer Access Database

How It Works

Check Your Rate

Choose a Plan

Receive Your Funds

We’re With You Every Step Of the Way

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