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Am I eligible to apply for a personal loan?
Anyone in the United States over 18 years old with a valid social security number can apply for a loan at Lending Tower. If you already have an eligibility ID, you can check your rate here, or simply start a new application online. If you have questions, our loan advisors are simply a call away.
How will I receive my personal loan funds?
Once your application is approved your personal loan funds will be deposited directly into your account in as little as 24 hours.
How quickly will I receive my loan funds?
At Lending Tower, we understand the importance of speed when it comes to your personal finances. Once your loan application is approved, your funds will be deposited into your account in as little as 24 hours and up to a maximum of 48 hours.
Is there anything I can’t use my loan for?
Broadly speaking, our personal loans are quite flexible in that you can use them to consolidate debt, improve your home, cover medical costs, auto expenses, moving expenses, wedding financing, vacation funding, and more. Once you’ve made an application, a lending specialist will call you to confirm the purpose of your loan. Loan funds must be used for the express purpose they have been provided for and are subject to government and industry laws and regulations.
How much do I have to pay each month?
This depends on your loan amount and interest rate. You can use the loan calculator to get an idea of how much you’re likely to pay every month. With Lending Tower, you get some of the best rates in the market, starting as low as 5.99%. If you don’t have your loan rate, you can easily check it with your eligibility ID or by starting a new application. You can also simply call us at (800) 481-1821. Our loan advisors are available to help you 24/7.
How long will I have to pay off my personal loan?
Your repayment period depends on the loan plan you choose. For every application, Lending Tower strives to provide you with multiple loan options so that you can choose the best fit for your needs.