Lending Policy

We offer honest and transparent lending services that are governed by our fair lending policy, which states that we will not discriminate against any search or borrower on the basis of race, religion, national origin, sexual orientation, disability, age, etc. Here you can read further into our policy, which every one of our employees must be thoroughly familiar and compliant with. Contact us today for more information on our services.

We do not discriminate against a loan consumer or borrower on the basis of race, color, religion, national origin, sexual orientation, handicap, age, the fact that all or part of an consumer’s income comes from any public assistance program or because the consumer has exercised any right under any relevant state or federal law.
We do not selectively encourage consumer and we take no action that would, on a prohibited basis, discourage a reasonable person from searching for a loan.
We do not, on a prohibited basis, refuse to make a loan, vary the terms offered including the amount, interest rate, period or type of loan, or use different standards to evaluate collateral or decide whether to extend credit.
We avoid practices or policies that have a discriminatory effect. This rule applies to all phases of our lending business. It applies even though we do not intend the policy or practice to be discriminatory and even if the policy or practice appears to be neutral.
We make sure that our scoring system is empirically derived and statistically sound and uses no prohibited basis other than age as a predictive factor.
We train our loan personnel in the principles of fair processing and underwriting.
Our Quality Control Manager regularly reviews both our loan underwriting standards and the business practices by which we implement them to determine whether they ensure equal lending opportunity and reports to management.
We periodically review our loan portfolio and searches to make sure that we are serving the community adequately and on a nondiscriminatory basis in light of the community’s demographic characteristics and credit demands.

The operator of this website, Lending Tower, LLC provides loan referral services but does not make personal loan or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any Lending partner and does not endorse or charge you for any service or product.

Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the Lending partner. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36-month life of the loan.

Checking your rate generates a soft inquiry on your credit report, which is visible only to you. Individual Lending partners may perform a hard inquiry that could affect your credit score when you submit an search for credit.

The information you provide will be shared with Lending partners and third parties in order to process your request.

Lending Tower is a Licensed Consumer Finance Lender in CA, #60DBO-144904 and in UT as a Consumer Lender.

For residents of the State of California only: Lending Tower, LLC - California - DFPI Financing Law License NMLS ID 2395767

Click here for the NMLS Consumer Access Database

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